Hi Finnegan, welcome to Evolve. The credit drop is meant to help quell the plethora of AFK farmers that most servers suffer from, thereby driving the market up and up. Mission terminals have normal payouts, and our mustafar instances and heroic instances all pay 100k per instance. With the free set of heroic unlocks that you get and the statted katarn armor, you can easily get up and running. With some of the crazier builds here it is possible to even solo many of those instances. As far as houses, looking at the marketplace https://www.swgevolve.com/pages/Marketplace/ there are quite a few options for under 10k, which is pretty cheap